My wife and I have no loans on cars and no apartment (owned) yet. We want to buy a new car and finance it. How would that affect our home loans (in, say, 6 months)? Do the banks prefer you to have as little debt as possible, or would the car loan be good for our credit because we will be paying the financing on a regular basis for the next half year? We both have great credit ratings.
Appreciate any advice.
Has anybody just scratched or ruined their new car while driving it home from the car dealership or the next day crashed it or scratched their brand new car? Even used cars, in the same week? DETAILS please! I’m curious!
Thanks.
A coworker once told me that once you’re labeled as a homeowner, your car insurance rates go up b/c you can be sued for your house. Is there any truth to this? If it matters, I live in NY.
My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans both adding up to about $25,000 and the combined payment of $1050/mo. So, we are spending about $1400/month for these 3 things. If we got a loan for $110,000 and payed all these off, our payment at 6.6% would be around $700/month. Of course I would always pay more than that per month which would go to principle. Why isn’t this a good thing to do? I realize that getting a new car would add to our payments once again. So, that would not be smart. Other than that, is this a smart thing to do? It seems like it is, but then why don’t more people do this?
OK heres the deal… I have bad credit however i have my own house all paid for, nothing owed. I need a new car since mine decided to freakin blow up! I tried with Bank of America to get a home equity line of $25,000… which was the min, and they denied me because of my credit. I HAVE COLLATERIAL! Anyone know where else i should apply? or am I just basically screwed? You would thing that my house is all paid for that someone would give me a home equity loan…I am trying to avoid going to a car dealership to finance due to the interest rates…Thanks for all your help! any suggestions are also welcome
OK heres the deal… I have bad credit however i have my own house all paid for, nothing owed. I need a new car since mine decided to freakin blow up! I tried with Bank of America to get a home equity line of $25,000… which was the min, and they denied me because of my credit. I HAVE COLLATERIAL! Anyone know where else i should apply? or am I just basically screwed? You would thing that my house is all paid for that someone would give me a home equity loan…I am trying to avoid going to a car dealership to finance due to the interest rates…Thanks for all your help! any suggestions are also welcome
My wife and I both have good jobs, and combined we bring in $52,000 a year before taxes. We live in Rocky Mount, NC and currently pay $725 dollars a month for rent. . We feel we are stable enough to purchase our first home. I know you normally need good credit, and a hefty down payment for this to happen. We dont have any money saved for a down payment but could scrape together about $1,000. I have been reading about 100% financing, but what does this really mean? My wife works for a bank and has explained to me that we cannot and will not do an ARM loan. Will going to different lenders ruin my beacon score, like when you look for a car? Would a housing program help us out? Will any banks take a chance on us? Please help! I would like to begin the process of home ownership before our second child comes in January. All advice is welcome. The Facts: 1. Both Husband and wife have credit scores below 520 2. Combined income $52,000/yr. 3. $725 in rent 4. Baby on the way
Hello All,
We have a 1.5 yr old and we will be travelling to the US from India. My question was that we need to travel from the airport to home without a car seat with the baby strapped to the mother. I know this is unsafe but we don’t have an option till we buy the car seat. Has anyone done this before ? What if you get pulled up by cops, will the excuse that we just landed from an international flight work ?
Please advice.
TIA
I am thinking about buying a car. I won’t know if I’m buying this used car until I go look at it. How do I drive it home, if I won’t have car insurance at the moment that I buy it?
Is just seems sort of crazy to buy car insurance before I actually own a car.
Description
Following Fred and Ray’s expert advice, you’ll learn how to find the resources available for information about your car. You’ll know what tools you need, the best way to document your car, the right way to disassemble and store the parts. In addition, you’ll get some extra “tips of the trade” which Fred and Ray have learned during their twenty years in the car restoration business. More people start a car restoration project than finish it. Fred and Ray know because during their 20 years as professional remodelers, they’ve taken over many “stalled” restoration projects and finished them. One time a customer delivered a collector car in four pickup truck-loads of pieces and asked the Vagedes to put it back t… More >>
The Collector Car Restoration Home Video Library
The very best views over the Valley of the Sun from this 5 acre parcel which acn be split into 4 lots. surrounding homes are in the upper brackets. Easy access to Interstate 17. A car buff’s dream …
http://www.ewebengine.com/l…
Pine Point
Blue Ridge, GA 30513
SHORT SALE – Bank MUST approve all offers. Reduced by $400K. Craftsman style Lake Blue Ridge Retreat! Living rm features floor to ce…
- 7 Bedrooms 7 full baths
- 7500 Square Feet of Living Area
- Three bedrooms, three baths in main house
- Four bedrooms, four baths in guest house
- Access to ten-acre pond
- Renovated and exp…